Health Insurance Benefit Options
At Avera Health Plans, going green is more than saving the earth. We are here to help you save, reduce and conserve your health care costs.
Connecting you with exceptional health care
with Avera is our goal with going green!
We have several choices for you:
- Individual Health Insurance is available with our Avera MyPlan.
- Medicare Supplement Health Insurance is available through Avera SELECT.
- Group Health Insurance for Employers, Avera Benefit Solutions.
Avera Benefit Solutions provides employer groups of two or more benefit eligible employees with the flexibility to choose benefits most important to you and to put together a package that fits your company’s needs.
A quoting model is available to provide employers the flexibility to choose benefits that are affordable and essential to the group. These plans allow you to select between the following options:
- Deductibles
- Coinsurance
- Out-of-Pocket Maximums
- Physician Office Visit (deductible vs. co-pay)
- Physician Office Visit Co-pay: Primary Care/Specialist
- Wellness Office Visit (deductible vs. co-pay)
- Chiropractic Office Visit (deductible vs. co-pay)
- Pharmacy Plan Variations (including deductible)
- Emergency Room Coverage (deductible, co-pay, access fee)
- Outpatient Mental Health (co-pay vs. deductible and coinsurance)
The following is also available with group health insurance:
- Family Planning Coverage
- Vision
- Employee Assistance Program (EAP)
NOTE: COBRA Administration is included in the price of the package.
Other Products and Services
The following products are available as an enhancement to the selected plan design:
- Dental Insurance
- Life Insurance
- Disability Insurance
- Flexible Spending Accounts (Section 125)
Health Savings Accounts - High Deductible Health Plans
Another product that is available for employers is the High Deductible Health Plan with a Health Savings Account (HSA).
- Affordable yet adequate healthcare coverage for your employees
- Flexibility to structure your health plan to meet your needs
- Increased employee empowerment, responsibility and satisfaction with healthcare spending
The benefits for your employees are:
- Pay for current and future healthcare expenses with tax-free dollars
- More control over healthcare dollars
- Account balance rolls over from year-to-year
- Use of HSA to invest for future medical needs
Email Sales@AveraHealthPlans.com for more information about our available plans or quote requests.
